Assumable VA Loan Opportunity-Why Pay Today's Rate? Ask for Details! Discover this move-in-ready, end-unit townhome in Smithfield, NC, featuring 3 bedrooms, 2.5 bathrooms, modern finishes, and an assumable VA loan available to qualified buyers. This rare financing opportunity may allow an eligible buyer to take advantage of a lower interest rate than current market rates-potentially making homeownership more affordable. Built in 2024 and filled with natural light, this corner-unit townhome offers extra windows, added privacy, and a spacious open-concept floor plan. The main living area flows seamlessly into the dining space and kitchen, creating the perfect setting for entertaining or relaxing at home. The upgraded kitchen features granite countertops, stainless steel appliances, a French-door refrigerator, custom-style cabinetry, and an oversized center island with seating. Step outside to the private patio-ideal for morning coffee, outdoor dining, or unwinding after a long day. Upstairs, the spacious primary suite includes a walk-in closet and private bathroom with dual vanities and a large walk-in shower. Two additional bedrooms offer flexibility for guests, children, a home office, or fitness space. The upstairs laundry room includes a washer and dryer for added convenience. Located just minutes from Historic Downtown Smithfield, Carolina Premium Outlets, restaurants, shopping, coffee shops, Smithfield Community Park, and the Neuse Riverwalk, this home puts everyday convenience close by. Easy access to I-95 and US-70 provides a convenient commute to Clayton, Raleigh, Goldsboro, and surrounding areas. Whether you're a first-time homebuyer, military buyer, investor, or relocating to Johnston County, this low-maintenance Smithfield townhome delivers the space, location, and financing opportunity you've been waiting for. Schedule your private tour today and ask how the assumable VA loan may help you save! VA loan assumption is subject to lender approval, buyer qualification, and applicable terms.
| MLS # | 10172328 |
|---|---|
| Listing Type | For Sale |
| Style | Town House |
| HOA Dues | $90 |
| Sub-Type | Resale |
| Status | Active |
| Year | 2024 |
| Days On Site | 88 |
| Listing Provided By | LPT Realty, LLC | Marinus C Leach |
| Bed(s) | 3 |
|---|---|
| Bath(s) | 3 Total |
| SQ Feet | 1,581 |
| Garage | 1 |
| Story(s) | 2 |
| Zoning | RES |
| Acreage | 0.06 |
| Interior Features | Double Vanity, Granite Counters, Kitchen Island, Pantry, Recessed Lighting, Smart Thermostat, Tray Ceiling(s), Walk-In Closet(s), Walk-In Shower |
|---|---|
| Heating Yes / No | No |
| Cooling Yes / No | Yes |
| Cooling | Central Air, Zoned |
| Laundry Features | In Unit, Upper Level |
| Rooms Total | 6 |
| Roof | Shingle |
|---|---|
| Foundation Details | Slab |
| Construction Materials | Stone Veneer, Vinyl Siding |
| Window Features | Window Treatments |
| Patio And Porch Features | Patio, Rear Porch |
| Attached Garage Yes / No | Yes |
|---|---|
| Garage Yes / No | Yes |
| Parking Features | Additional Parking, Guest, Tandem |
| Utilities | Natural Gas Connected |
|---|---|
| Sewer | Public Sewer |
| Tax Assessed Value | 265540 |
|---|---|
| Tax Legal Description | Lot 65 Franklin Townes Ph 1B 98/463 |
| Tax Year | 2025 |
| Tax Map Number | 65 |
| State | NC |
|---|---|
| County | Johnston |
| City | Smithfield |
| Zip Code | 27577 |
| Area | Johnston |
| Community Name | Franklin Townes |
| School District | Johnston County Schools |
| Elementary School | Johnston County Schools |
| High School | Johnston County Schools |
| Listing VS Median (in Franklin Townes) | |
Price: $272,500 low | high Med: $1,900 sqft: 1,581 low | high Med: 1,581 $ / sqft: $172 low | high Med: $1 On site: 88 low | high Med: 37 | |
| State | NC |
|---|---|
| County | Johnston |
| City | Smithfield |
| Zip Code | 27577 |
| Area | Johnston |
| Community Name | Franklin Townes |
| School District | Johnston County Schools |
| Elementary School | Johnston County Schools |
| High School | Johnston County Schools |
| Listing VS Median (in Franklin Townes) | |
Price: $272,500 low | high Med: $1,900 sqft: 1,581 low | high Med: 1,581 $ / sqft: $172 low | high Med: $1 On site: 88 low | high Med: 37 | |